Historical Performance for With-Profits Reversionary Bonus Plans

To provide an overview of the Company’s bonus declaration history, the following tables show the fulfillment ratio for each of our participating products which have new policies issued in the previous 5 calendar years prior to the reporting year 2018. The fulfillment ratio is calculated as the ratio of aggregate actual cash value of bonuses against the illustrated amounts at the point of sale.

The historical fulfillment ratios are intended for reference purpose only and should not be taken as an indicator of future bonus declaration result of the participating products. The actual fulfillment ratios in future may be lower or higher than the historical fulfillment ratios as illustrated.

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