Death benefit to support your loved ones financially
Guaranteed yearly renewable cover
Apply with just a few clicks and no medical examination
Choose from 6 levels of protection for heart disease, heart surgery and stroke at an affordable premium
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Need more coverage or assistance?
Warm Heart Cardiovascular Protector covers you with a sum assured of up to
HKD 150,000. Should you feel that a higher coverage better suits your needs, please contact us to further explore additional range of solutions.
Frequently Asked Questions
Where can I buy this product and how much coverage does it provide?
It is available in the Pulse app. You can choose from 6 plan levels and the coverage (i.e. sum assured) is 100% of the sum assured according to the plan level you take out as the Heart Disease Benefit or Stroke Benefit.
Can I buy more than one Warm Heart Cardiovascular Protector?
No, each life assured can only have one in-force policy of Warm Heart Cardiovascular Protector.
Can I purchase this product for others?
No, life assured has to be the policyowner.
How do I check the policy details?
You may check the policy details in PRUServices in the Pulse app. The contract is ready for review right after payment is made and the policy application is approved.
Can I change the beneficiary?
Yes, you can change beneficiaries in PRUServices in the Pulse app during the policy effective period.
Does Warm Heart Cardiovascular Protector have a cooling off period?
Yes, this plan has a cooling off period of 21 days following the policy issue date. If you cancel the policy during the cooling off period, we will refund the premium to the credit card account used for the purchase.
How do I make a claim?
Please complete and return relevant claim form.
We will determine the premium based on the life assured’s age, gender, smoking status and plan level each time they renew their policy.
We have the right to review and adjust the premium rates on each policy anniversary.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.
Warm Heart Cardiovascular Protector is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details and the full terms and conditions of this plan, you can download a sample of the policy provisions from Pulse App.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.