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Protect what matters

Protect what matters

Close protection gaps with our comprehensive cover and enjoy premium discount
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Prudential understands the importance of taking all the right precautions when it comes to protecting your beloved family. That is why our comprehensive protection solutions include supplementary plans offering life, medical, critical illness and accident cover, giving you greater peace of mind.

Calculate your

your protection gaps >

From 29 August to 26 September 2020, when you successfully take out PRULife Protector II together with any of our selected supplementary benefit(s) based on your insurance needs, you can enjoy the below offers1.

Offer 1

Premium Discount on PRULife Protector II

 

Premium Term

Premium Discount of the First Year Annualised Premium1

Basic Offer

Extra Offer (If enrol together with any of the selected supplementary benefit(s) under Offer 2)

5/10 years

0.5 month

Extra 0.5 month
(Total 1 month)

15/20/25/30 years

0.5 month

Extra 1 month
(Total 1.5 months)

Offer 2

Premium Discount on Selected Supplementary Benefit(s)

 

Selected Supplementary Benefit(s)

Premium Discount of the First Year Annualised Premium for
Each Selected Supplementary Benefit2,3,4  

Basic Offer

Extra Offer
(If enrol any 2 or above of the
Selected Supplementary Benefit [s]) 

Number of Selected Supplementary Benefit to be Enrolled  

1

2

3 or above

Certified VHIS Plans:

PRUHealth VHIS VIP Plan

PRUHealth FlexiChoice Medical Plan

PRUHealth CoreChoice Medical Plan

Up to 6 months

Medical/Critical Illness Insurance:

PRUmed lifelong care plan

PRUhealth secure top-up plan

PRUhealth medical plus

PRUmed hospital care plan/
Juvenile PRUmed hospital care plan

PRUparent hospital cash plan

PRUmyhealth cancer protector

PRUhealth essential critical care 

PRUHealth Critical Illness Term II

Accident Insurance:

PRUCare Accident Essential Cover

PRUCare Accident Advanced Cover

PRUCare Accident Premier Cover

Term Insurance:

PRUTerm Family Protector

Others:

Total Disability Waiver of Premium Benefit

Payor Benefit

Disability Income Benefit

PRUhealth lady care/
PRUhealth lady care extra

Long Term Care Benefit

3 months

+Extra 1 month

(Total 4 months)

+Extra 3 months

(Total 6 months)

Selected Supplementary Benefits

Download Pulse now and register
Enjoy our offers and experience the AI-powered features to enhance your health


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  1. For the Eligible Plan (as defined in clause 4 of the terms and conditions overleaf) under Offer 1 – Premium Discount on PRULife Protector II, the first modal premium of the policy due immediately after the end of the 1st policy year will be discounted by the amount of the premium discount under the basic offer. The first modal premium of the policy due immediately after the end of the 2nd policy year will be discounted by extra 0.5 month of premium discount under the extra offer. The first modal premium of the policy due immediately after the end of the 3rd policy year will be discounted by the remaining 0.5 month of premium discount under the extra offer (only applicable to premium terms of 15/20/25/30 years).

  2. For the Eligible Supplementary Benefit(s) and Eligible VHIS Supplementary Benefit(s) (as defined in clauses 5 and 6 of the terms and conditions overleaf respectively [if applicable]) under Offer 2 – Premium Discount on Selected Supplementary Benefit(s), we will pay the premium discount in 2 batches. For details, please refer to clauses 9 and 10 of the terms and conditions.

  3. Under Offer 2 – Premium Discount on Selected Supplementary Benefit(s), customers who attach Eligible VHIS Supplementary Benefit(s)  (if applicable) to PRULife Protector II must meet the requirements as set out in clauses 5 and 6 of the terms and conditions overleaf. If customers do not sign up the designated registration form to complete registration on "Pulse by Prudential" mobile application as set out in clause 6 of the terms and conditions overleaf, the same offer that is offered to other Eligible Supplementary Benefit(s) will apply instead. For more details, please refer to clauses 6 and 7 of the terms and conditions. 

  4. You may apply for tax relief on your qualifying premiums paid for the certified VHIS plans, but the premium discount amount would not be entitled to tax relief. For details on tax relief, please refer to the product brochure.

Terms and conditions apply