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Important Note : This website is directed only at persons in Hong Kong and must only be acted upon by persons in Hong Kong. All applicants/ policyowners/ insured persons must be residents of the HKSAR.


This coverage will become effective 15 days after the online transaction date, and no insurance will be effected until this application is approved and premium is collected, no refund of premium is allowed once the insurance has been effected.If you are already insured but do not wish to pay the recurring payment, due to endorsement or renewal by means of your credit card account, please contact us.


This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The above content is owned by PGHK.