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Important Note : This website is directed only at persons in Hong Kong and must only be acted upon by persons in Hong Kong. All applicants/ policyowners/ insured persons must be residents of the HKSAR.


The Policy is subject to a waiting period of 3 days from the effective date of this Policy at the original inception for not covering the damage or loss arising from tropical cyclone of which the Warning Signal No.8 or above already hoisted by the Hong Kong Observatory. No insurance will be effected until this application is approved and premium is collected, no refund of premium is allowed once the insurance has been effected.If you are already insured but do not wish to pay the recurring payment, due to endorsement or renewal by means of your credit card account, please contact us.


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