This product is underwritten by China Taiping Insurance (HK) Company Limited.
"The Applicant" - must be aged 18 or over, plan to own this policy, and will be responsible for all related premium costs.
"Insured Person" is the intended beneficiary of the protection, one policy consists of 1 "insured person", and may represent the "applicant". The "insured person" is the one who will enjoy related protection once application is approved. For child over 18, he/she should be the applicant of the application.
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