FAQ > e+Purchase : PRUchoice Home

Who underwrites this product?

This product is underwritten by Prudential General Insurance Hong Kong Limited.

Who is The "Applicant"?

"The Applicant" - must be aged 18 or over, plan to own this policy, and will be responsible for all related premium costs.

Is there any limitation on the Insured Premises?

The insured premises should be solely occupied by the Insured and his/her family members, should be under his/her control, should be built of brick, stone and concrete and roofed with concrete should be in good state of repair and not a sub-divided flat. In addition, no part of the premises is below ground floor level.

Is there any limitation on the "Harmony Plan"?

"Harmony Plan" is applicable to premises with gross floor area of 1,200 sq.ft. or below and sum insured of household content: HK$500,000.

Is there any limitation on the "Premier Plan"?

"Premier Plan" is applicable to premises with gross floor area of 2,500 sq.ft. or below and sum insured of household content: HK$1,500,000.