This product is underwritten by Prudential General Insurance Hong Kong Limited.
"The Applicant" - must be aged 18 or over, plan to own this policy, and will be responsible for all related premium costs.
"Insured Person(s)" are the intended beneficiary of the protection, one policy may consist of 1 - 6 "insured person(s)", and may represent the "applicant" and/or his family member(s). The "insured person(s)" are the ones who will enjoy related protection once application is approved. For child over 18, he/she should be the applicant of the application.
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