Accident & Disability | Health Insurance

PRUChoice Personal Accident Series

A comprehensive personal accident plan to help you handle the unpredicted costs of accidents

Product brochure

PRUChoice Personal Accident

PRUChoice Personal Accident Plus+

Accidental death and permanent disablement protection

Compensate for bodily injury and death/permanent disablement within 12 months from the date of an accident

Worldwide personal accident protection

Cover worldwide personal accident protection where terrorist attack

Daily hospital cash for confinement due to accident

Provide from the 3rd day up to 104 weeks if being hospitalized for medical treatment for over 2 consecutive days

Popular sports and activities covered

Include hot-air ballooning, scuba diving (less than 45m depth), skiing, bungee-jumping, skydiving & more

Other Benefits

Accidental Medical Expenses - covering your outpatient and inpatient, chiropractor, physiotherapy and occupational treatment expenses, as well as bone-setting, Chinese medication and acupuncture in Hong Kong
Double Indemnity benefit - providing double Accidental Death and Permanent Disablement benefit for accidents occurred whilst traveling in a public carrier as a fare-paying passenger

Prudential HK PRUChoice Personal Accident Insurance Series offer accidental medical expenses and double indemnity benefit

Learn more

What are my plan options? How do they differ?

Benefits	Personal Accident	Personal Accident Plus
Benefits	Personal Accident	Adult	Junior*
“Accidental Medical Expenses Benefit”
Extra protection for cycling, hiking and marathon	--		--
No Claim Benefits (NCB) / No Claim Premium Refund	NCB; Transfer of NCB	No Claim Premium Refund every 3 years
Family discount
24 hours emergency assistance services
Educational expenses	--	--
Kidnapping Benefit	--	--
“Extra Indemnity Benefit for Student”⁺	--	--

^* This is applicable for unmarried, full-time students between the age of 15 days to 17 years.
⁺ For accidents occurred during school activities

Family discount

Enjoy the discount when you insured with your spouse and/or children

Notes

PRUChoice Personal Accident and PRUChoice Personal Accident Plus are underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). The copyrights of the contents of this webpage are owned by Prudential.

This information is for reference only and does not constitute any contract or any part thereof between Prudential and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential will be happy to provide a specimen of the policy document upon your request.

Applicable on or after 7 July 2023.