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Affordable, in-depth critical illness cover for people just starting out, with protection against 74 disease conditions

When you are starting out, having the peace of mind from knowing your finances are protected from critical illness is invaluable. PRUHealth Critical Illness First Protect provides whole-life, lump-sum cover against the financial impact of 74 disease conditions. With affordable premiums over a limited period, the plan also safeguards you with in-depth cover; a maximum of 75% extra protection for up to the first 15 years against major disease conditions or death.

Plan highlights

PRUhealth Critical Illness First Protect - Protect your finances against 74 disease conditions
Protect your finances against 74 disease conditions
PRUhealth Critical Illness First Protect - Covers early stage major disease conditions including pre-cancerous conditions
covers early stage major disease conditions including pre-cancerous conditions
PRUhealth Critical Illness First Protect - Premium wavier of 12 months after an early stage major disease claim
Premium wavier of 12 months after an early stage major disease claim
PRUhealth Critical Illness First Protect - Maximum 75% extra protection for a major disease claim or death claim for up to the first 15 years, depending on the age when we issue the policy
Maximum 75% extra protection for a major disease claim or death claim for up to the first 15 years, depending on the age when we issue the policy
PRUhealth Critical Illness First Protect - Combat inflation with our Benefit Protector Option
Combat inflation with our Benefit Protector Option
PRUhealth Critical Illness First Protect - Protection and long-term savings in one plan
Protection and long-term savings in one plan

Please also refer to our brochure on Shareholder-backed Participating Plans available at www.prudential.com.hk/shareholderpar for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRUHealth Critical Illness First Protect is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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