Protect you with multi-claim critical illness and life cover – both in one plan. With protection against 126 disease conditions, you can make multiple claims and still be protected by the life cover. We will even care for you in your own home to aid recovery. We also safeguard your children with our dedicated children’s triple protection.

 

Limited Offer
Limited Offer
Enjoy up to 1 month premium discount
 

 

Plan Highlights

Financial protection against 126 disease conditions with multi-claim cover
Financial protection against 126 disease conditions with multi-claim cover
300% protection for cancer and 200% protection for each of heart and nervous system-related illnesses
300% protection for cancer and 200% protection for each of heart and nervous system-related illnesses
Coverage for early stage major disease conditions, including pre-cancerous conditions
Coverage for early stage major disease conditions, including pre-cancerous conditions
100% of life protection renewed after a major disease claim
First-in-market
100% of life protection renewed after a major disease claim
50% extra protection for the first major disease claim or death claim within the first 10 years
50% extra protection for the first major disease claim or death claim within the first 10 years
Up to 10% extra protection for surgical removal of covered benign tumours
Up to 10% extra protection for surgical removal of covered benign tumours
Premium waiver of 12 months after an early stage major disease claim or of all future premiums after a major disease claim
Premium waiver of 12 months after an early stage major disease claim or of all future premiums after a major disease claim
Holistic homecare services to support in-home recovery
Distinctive-in-market
Holistic homecare services to support in-home recovery
Protection and long-term savings in one plan
Protection and long-term savings in one plan
Triple Protection designed for your child's policy
Up to 20% extra protection for designated developmental disorder conditions
First-in-market
Up to 20% extra protection for designated developmental disorder conditions
Covers against disease conditions related to congenital diseases or developmental disorders
Covers against disease conditions related to congenital diseases or developmental disorders
Waives all future premiums of your child’s policy if you pass away
Waives all future premiums of your child’s policy if you pass away

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Remarks
The statements we have made above about the benefits of our plan being first-in-market and distinctive-in-market are based on comparing it with other critical illness plans issued by Hong Kong’s major life insurance companies as at 31 July 2018.

Please also refer to our brochure on Shareholder-backed Participating Plans available at www.prudential.com.hk/shareholderpar for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

PRUhealth critical illness multi-care prestige is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

 

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