Retain total protection against the financial impact of critical illnesses - even after early stage major disease claims

PRUhealth critical illness protector protects you with whole of life cover against the financial impact of 75 early to late stage disease conditions, including cancer, heart disease or stroke. With limited years of premium payment, the plan pays a lump sum you can use as you choose upon diagnosis of major diseases conditions. For extra protection, you can claim up to 3 times for early stage disease conditions without affecting your total protection.

Plan highlights

Please also refer to our brochure on Shareholder-backed Participating Plans available at for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUhealth critical illness protector is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.