Take control of your private healthcare choices with enhanced cover, flexible options and guaranteed renewal for life

When you or your loved ones are ill or injured and need treatment in a private hospital, being able to choose which type of room to stay in can make a real difference to the comfort of your recovery. PRUHealth FlexiChoice Medical Plan is a certified plan under the Voluntary Health Insurance Scheme (VHIS) that gives you a choice by covering the eligible expenses of medical treatment according to the level of cover you have chosen: ward, semi-private room or private room. The plan offers a greater depth and breadth of cover as well as extra cover for serious illnesses plus an optional supplementary benefit to cover large medical bills.

Plan highlights

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully. For information on premiums, please refer to the premium tables or premium calculator.

Certification number of VHIS plan

PRUHealth FlexiChoice Medical Plan

Covered Room Ward Semi-private Room Private Room
Currency HKD
Without PRUHealth Major F00013-01-000-01 F00013-02-000-01 F00013-03-000-01
With PRUHealth Major

Option 1:

Option 2:

Option 1:

Option 2:

Currency USD
Without PRUHealth Major F00013-04-000-01 F00013-05-000-01 F00013-06-000-01
With PRUHealth Major

Option 1:

Option 2:

Option 1:

Option 2:



PRUHealth FlexiChoice Medical Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.