Whole life protection for your loved ones with supplementary savings

Are you looking for the financial security of whole life protection with some savings too? PRUlife protector safeguards your loved ones while providing savings for your long-term goals.

How it works

PRUlife protector is a whole life insurance plan offering life coverage plus supplementary savings. The plan is built from 2 elements: "PRUlife protector - Savings" and "PRUlife protector – Protection". These 2 elements protect your loved ones against the financial impact of mishap. An additional death benefit helps enhance protection in the first 10 policy years. Additionally, PRUlife protector – Savings helps you save in Prudential’s With-Profits Fund.

The 1st step in taking out a new plan is to consider the preferred level of life protection provided for your loved ones. A range of premium terms and currencies are available to suit your financial needs.

PRUlife protector at a glance

Please also refer to our With-Profits Plan brochure available at www.prudential.com.hk/withprofits for information (such as investment philosophy and bonus philosophy) on your With-Profits Plan and the operation of a With-Profits Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUlife protector is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.