PRUchoice SOX (Small Office Xtra) is a comprehensive insurance programme that has been tailor-made to the needs of the medium to small sized business in Hong Kong. With its full-range of "All risks" Protection of PRUchoice SOX (Small Office Xtra), you can concentrate on your business with peace of mind.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

Note: The details listed are for reference only and does not constitute any contract or any part thereof between Prudential General Insurance Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential General Insurance Hong Kong Limited will be happy to provide a specimen of the policy document upon your request.

 

Features

 

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Advantages
  1. A comprehensive protection plan for office.
  2. Providing a number of free extensions under the Section of Office Contents.
  3. We protect you against legal liability arising from the provision of food/drinks by the staff canteen or pantry of your office.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Premium

Subject to individual underwriting, premium calculation is based on the Sum Insured.

The minimum premium per Policy is HK$1,250. Employees' Compensation Insurance Levy is required if you effect the Section of Employees' Compensation.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Remarks
  1. The insured Office is solely occupied by the Insured or his/her Company as an office and no processing and/or manufacturing of any kind is carried out within the Office.
  2. The premises of the insured Office should be built of brick or concrete and roofed with concrete, and is in good state of repair.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Product FAQ
Q:  What is the protection for Office Contents under PRUchoice SOX?
A:  PRUchoice SOX provides "All Risks" cover for the cost of repair or replacement of office contents including tenant's decoration, landlord's fixture and fitting on a "New for Old" basis, up to the sum insured.

Q:  If the Insured's business operation in the office is interrupted due to damage to neighbouring property, can he/she get any protection from PRUchoice SOX?
A:  Under the Business Interruption Section, if the Insured's office is affected as a result of denial of access for more than 48 consecutive hours due to an emergency or damage to neighbouring property, the Insured can get a cover up to HK$500,000 per year.

Q:  If there is legal liability arising from the provision of free food/drinks by the staff canteen or pantry of the insured's office, does PRUchoice SOX provide the coverage?
A:  Yes, the above situation is protected under Public Liability Section of PRUchoice SOX with maximum annual limits of HK$1,000,0000.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Important Notes to Applicant
  1. Disclosure - The applicant is requested to disclose any other facts known to applicant which are likely to affect acceptance or assessment of this insurance cover the applicant is applying for. Should the applicant has any doubts about what should be disclosed, please feel free to contact us or your financial consultant/ broker. The applicant is recommended to keep a record (including copies of letters) of any additional information given for the applicant’s future reference. Failure to disclose may mean that your Policy will not provide with the cover the applicant require, or perhaps invalidate the Policy altogether.
  2. A specimen copy of the Policy and a copy of your completed Applicant Form will be supplied on request.
  3. All benefits and exclusions are only briefly outlined here. For further details, please refer to the Certificate of Insurance and the Insurance Policy.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.