1. Prudential and Crimson Education: Future Intelligence Program (“Event”) are co-organized by Prudential Hong Kong Limited (“Prudential”) and Crimson Education Hong Kong Limited (“Crimson Education”). The promotion period starts from 11 August 2025 to 5 December 2025, 23:59 (Hong Kong time), both dates inclusive. The respective promotion periods for the Events from September to December are as follows :

    1. The promotion period for September Events is from 11 August 2025 to 5 September 2025, 23:59;

    2. The promotion period for October Events is from 11 August 2025 to 10 October 2025, 23:59;

    3. The promotion period for November Events is from 11 August 2025 to 7 November 2025, 23:59;

    4. The promotion period for December Events is from 11 August 2025 to 5 December 2025, 23:59 (“ Relevant Promotion Period”);

  2. The event is only open to direct relative of existing Prudential customers, who have been invited by Prudential or its insurance consultants. During the Relevant Promotion Period, application(s) must successfully register through the designated enrollment form provided by Prudential by submitting full name (as shown on the Valid Proof of Identity) and the same mobile number which is listed in the policy contact information (“Enrollment”).

  3. Quota for the classes of the Event is limited, and it is on a first-come, first- served basis. All information cannot be changed or cancelled once being submitted. If any information provided during such enrollment (including but not limited to the full name and mobile number) is/are repeated, untrue, incorrect, incomplete or invalid, applications will be disqualified for this Event. Prudential has the sole and absolute discretion in, with reference to relevant clauses of this Terms and Conditions, determining the eligibility of any applicants and select participants for this Event.

  4. The event will be available as a live or recorded online session. Prudential reserves the rights to select an applicant and will notify him/her directly. Successful applicants will be notified by Prudential via SMS from 3-5 days before the event according to the mobile number provided by the applicants during their enrollment for the Event. Successful applicants must follow the instructions and timing provided in the SMS to join the online class.

  5. Once the SMS has been sent to successful applicants, it will not be reissued in case of loss or damage. The event slots are non-transferable, non-resellable, and cannot be exchanged for cash or other offers.

  6. The event and enrollment arrangements are subject to the terms and conditions imposed thereon Prudential.

  7. Prudential is not the provider/manufacturer/supplier of the class activities and is not the agent of such provider/manufacturer/supplier. The arrangement of the class activities are subject to the terms and conditions imposed thereon by the individual provider/manufacturer/supplier. Prudential shall not be liable for any responsibilities regarding the use or enjoyment of the class activities. Prudential also disclaims any responsibility or liability for the availability and quality of the classes. Any disputes arising from the classes shall be resolved by the participant and the provider/manufacturer/supplier of the concert directly. Prudential will not be responsible or liable for loss or damage directly or indirectly resulting from any use or misuse of the classes.

  8. Prudential and Crimson Education will not be responsible if the event link cannot be delivered to participants or if participants are unable to join the event due to any computer, network, telephone, or other technical issues, or any other reasons beyond the control of the company.

  9. The provision of personal information to participate in this Event is voluntary. By participating in this Event, you explicitly agree to the provision and use of your personal information by Prudential and its insurance consultants for direct marketing purposes in accordance with Part I – Direct marketing of the Privacy Notice of Prudential. By submitting this form, you confirm your understanding and agree to (i) Privacy Notice of Prudential https://www.prudential.com.hk/en/privacy-policy/ ; (ii) Personal Information Collection Statement of Prudential https://www.prudential.com.hk/tc/personal-information-collection-statement/prunextgen ; (iii) Prudential will use your personal information for Event communication and direct marketing; and (iv) all the Terms & Conditions of this Event; (v) the participant will be deemed to agree to being filmed or photographed. Video and photographs taken during the event are owned by Prudential and may be used by Prudential for marketing purposes. Prudential has the right to use, broadcast, edit, or publish the same in any media in any form, and agree that the above authorization is irrevocable and can be used globally by any third party authorized by the user. You understand and acknowledge that I and the participant will not be entitled to receive any payment for the use of related to the myself or the participant as set forth above pursuant to this consent.

  10. Prudential and Crimson Education reserve the right to verify the identity of participants and to disqualify any ineligible participants.

  11. Prudential reserves the right to interpret these Terms and Conditions. In case of any disputes, the decision of Prudential shall be final and binding.

  12. If there is any conflict between the information contained in the promotional materials and these terms and conditions, these terms and conditions shall apply and prevail.

  13. In the event of discrepancies in the terms and conditions between the English and Chinese versions, the English version shall prevail.

  14. These Terms and Conditions are governed by the laws of the Hong Kong Special Administrative Region and the Hong Kong Courts have exclusive jurisdiction if any dispute arises.