Prime Vantage Prestige Protector Insurance Plan

Tailored lifelong protection to match your financial needs in safeguarding your loved ones. Take full control over how to pass on your wealth to build a lasting legacy. All from a single premium.

Limited offer

Enrol the plan to enjoy up to 5% single premium discount!

Terms and conditions apply

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Lay the foundation today to protect your family’s future tomorrow

Discover how this plan can give you the potential to start your own legacy while providing lifelong protection.

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Life protection and the potential for long-term growth

Lifelong protection

To safeguard your family, the death benefit provides a guaranteed portion of up to 100% of the sum assured, plus any non-guaranteed Terminal Bonus. Over time, the plan will gradually reduce the guaranteed portion of the death benefit

Amplify your wealth capacity

Boost your wealth with a guaranteed cash value (equal to 85% of your single premium as soon as your policy starts) plus any non-guaranteed Special Bonus

A suite of dedicated legacy planning tools

New-to-market FlexLegacy

FlexLegacy, a death benefit settlement option, gives you total control over how and when your wealth is passed on. You can tailor the death benefit payout to your sole beneficiary’s needs, supporting them even in your absence.

Explore application examples of the Death Benefit Settlement Options

Policy-Split Option

Split your policy with tailored legacy plans for each loved one to pass on your wealth as you wish

Incapacity Option

Appoint a family member to (i) receive a lump sum for immediate financial relief or (ii) take over the policy to pass on your wealth, if you become mentally or physically incapacitated through the covered diseases

Our statement about the plan’s FlexLegacy being ‘new-to-market’ refers specifically to its feature allowing the commencement of death benefit payments upon designated life events rather than solely upon a designated age. We base the statement on our understanding and interpretation of current market information regarding other publicly available savings and life insurance plans issued by major Hong Kong life insurance companies for individual customers, as at 30 November 2025.

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Important Information

Please also refer to our brochure on Shareholder-backed Participating Plan for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

Prime Vantage Prestige Protector Insurance Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.