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Beware of Website Scam: Prudential wishes to draw the public's attention to a fraudulent website (www[.]prudeix[.]com). Prudential confirms that this website is not owned by us and we strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not click on any suspicious link that do not come from our official domain name, "www.prudential.com.hk".
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Security Alert: Beware of bogus SMS. Prudential will only send SMS to Hong Kong mobile number using a Registered SMS Sender ID that starts with "#Prudential". If you receive any suspicious SMS or links pretending to be from Prudential, please do not reply, click, or open any links in the SMS.
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Beware of Email Scam: Prudential wishes to draw the public’s attention to a phishing email sent from a fraudulent email address (info@prudentiai-hk[.]site), which contains a link that redirects recipients to the fraudulent website (hxxps://prudential-hk[.]site/). This email asks recipients to click on "Confirm Refund" and provide personal information. Prudential confirms that this email was not sent by us and did not induce customers to provide personal information. We strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not respond to any suspicious emails or messages that do not come from our official domain name, “@prudential.com.hk”.

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Limited offer

Enrol to enjoy up to 5% premium discount!

Terms and conditions apply

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Lay the foundation today to protect your family’s future tomorrow

Prime Vantage Prestige Protector Insurance Plan gives you the potential to start your own legacy while providing lifelong protection – from just one premium payment. With a range of dedicated tools to pass on your care and legacy, you can lay the foundation for your own dynasty today.

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Benefits you can count on

Life protection and the potential for long-term growth

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    Lifelong protection

    To safeguard your family, the death benefit provides a guaranteed portion of up to 100% of the sum assured, plus any non-guaranteed Terminal Bonus. Over time, the plan will gradually reduce the guaranteed portion of the death benefit

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    Amplify your wealth capacity

    Boost your wealth with a guaranteed cash value (equal to 85% of your single premium as soon as your policy starts) plus any non-guaranteed Special Bonus

A suite of dedicated legacy planning tools

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    [New-to-market] FlexLegacy

    FlexLegacy, a death benefit settlement option, gives you total control over how and when your wealth is passed on. You can tailor the death benefit payout to your sole beneficiary’s needs, supporting them even in your absence.

    Explore application examples of the Death Benefit Settlement Options

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    Policy-Split Option

    Split your policy with tailored legacy plans for each loved one to pass on your wealth as you wish

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    Incapacity Option

    Appoint a family member to (i) receive a lump sum for immediate financial relief or (ii) take over the policy to pass on your wealth, if you become mentally or physically incapacitated through the covered diseases

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Learn more

Please also refer to our brochure on Shareholder-backed Participating Plan for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Prime Vantage Prestige Protector Insurance Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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