Historical Crediting Interest Rate of Universal Life Insurance Products

The following table shows the historical crediting interest rates (General Crediting Interest Rate) for each of the universal life insurance products issued by Prudential with new policies issued since 2012. These results are intended for your reference only. The historical crediting interest rates should not be taken as an indicator of future crediting interest rates of our universal life insurance products. The actual future crediting interest rates may be lower or higher than the historical crediting interest rates as shown below.

Universal life
insurance products		Crediting Interest Rates1 for reporting year 2024No Lapse Guarantee Benefit
2015201620172018201920202021202220232024
PRUuniversal life (Single Premium) / PRUuniversal life / PRUuniversal life wealth planner (Single Premium) / PRUuniversal wealth planner3.65%3.48%3.40%3.21%3.15%3.15%3.09%2.90%2.90%2.90%Yes / No

Notes

  1. For Crediting Rate, please refer to Crediting interest rate
  2. The crediting interest rates shown are calculated before applying any relevant policy charges (e.g. cost of insurance, policy expense charge)
  3. The historical crediting interest rates are based on daily geometric time-weighted average crediting interest rate of these policies in each calendar year
  4. Please note that the prevailing crediting interest rate is subject to change from time to time
  5. For the crediting interest rates applicable to your policy, please refer to your annual policy statements or contact your representative
  6. For the details of Crediting Interest Rates, please refer to the relevant policy provisions