As a valuable part of your Company, you should have been protected by your employer with basic medical coverage of group medical insurance. Yet, if you suffer from illness or come across accidents unfortunately, the protection offered under group medical insurance may not be sufficient to cover all expensive medical expenses, or eventually, the coverage will be ceased automatically after your resignation. Hence, choosing an individual medical plan on top of the group medical insurance is vital. Prudential is pleased to offer you PRUchoice MediExtra Medical Insurance which ensures you and your family to attain a more comprehensive health protection.
In view of the surging medical inflation, having only one medical insurance may no longer be sufficient. Prudential General Insurance Hong Kong Limited is pleased to offer PRUchoice MediExtra Medical Insurance application for those currently covered by any personal medical insurance, please click here for more information.
This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.
Note: The details listed are for reference only and does not constitute any contract or any part thereof between Prudential General Insurance Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential General Insurance Hong Kong Limited will be happy to provide a specimen of the policy document upon your request.
You and your family members covered as dependant(s)* can apply for PRUchoice MediExtra should you and your family members are:-
- currently covered by a group medical insurance
- aged 64 or below
*Dependants refer to your spouse and any unmarried child aged between 15 days and 18 years old (or aged below 23, when they are under full time education with valid proof)
This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
Valid for application submitted on or after 22 June 2016.
Note for Basic Top Up Medical Plan
Note for Optional Hospital and Surgical Plan
No Claim Premium Refund In the event of no claim being made, submitted reported or arising under the Policy for every period of 3 full consecutive policy years, we will pay you back a No Claim Premium Refund equal to 15% of premium paid during the 3 policy years after the end of that 3-year period.
Standalone Basic Top Up Medical Plan You can insure with standalone Basic Top Up Medical Plan even if you may have been covered by group medical insurance.
Flexibility in insuring with Optional Hospital & Surgical Plan You can apply for or buy back Optional Hospital and Surgical Plan at the time of newly insuring with Basic Top Up Medical Plan or within 45 days after your resignation at your needs flexibly. Should you opt to buy back within 45 days after your resignation, you could obtain a comprehensive medical coverage without the need to provide an updated health declaration.
24 Hours Emergency Assistance Services Assistance Services with unlimited cover for worldwide emergency medical evacuation and repatriation to Hong Kong are provided by IPA Alarm Centre free of charge.
Guaranteed Renewal (Applicable to all plans) and Lifetime Worldwide protection (Only applicable to Optional Hospital and Surgical Plan Once you have taken out PRUchoice MediExtra Medical Insurance you can enjoy a protection, no matter Basic Top Up Medical Plan or Optional Hospital and Surgical Plan, which is guaranteed renewable protection regardless of your health condition, and premium is referred to Table of Premium as stated in Table of Benefit for that particular renewal year. Basic Top Up Medical Plan is renewable up to aged 100. For Optional Hospital and Surgical Plan, it provides lifetime worldwide medical coverage.
No Individual Loading Regardless of Claim Experience Risk under PRUchoice MediExtra is managed on a community pool basis. You shall not be imposed of premium loading because of your claim experience.
Easy to JoinSimply fill in the attached PRUchoice MediExtra Medical Insurance Application Form and enjoy the peace of mind on top of the group medical insurance. No medical examination is required.
This product is underwritten by Prudential General Insurance Hong Kong Limited
The below premium is valid for application submitted on or after 22 June 2016.
Note: Premiums as shown above are for per person covered.
For more details, please refer to the Policy.
Prudential Corporation Asia
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