The simple and stable way to help secure you and your family’s financial future

When you are saving for something as important as retirement or your children’s education, the simple, stable solutions are often the best. PRUlife coupon saver gives you regular returns through guaranteed cash coupons and a non-guaranteed terminal dividend.  It also safeguards your family finances with life and accidental death cover. We will also pay your plan’s future premiums to maintain your family’s cover if the policyholder unfortunately passes away because of an accident.

Plan highlights

PRUlife coupon saver gives you regular returns through guaranteed cash coupons, making it the stable way to help secure you and your family's financial future.


Please also refer to our brochure on Shareholder-backed Participating Plans available at for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUlife coupon saver is underwritten by Prudential Hong Kong Limited ("Prudential"). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to "Prudential Hong Kong Limited".

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.