Welcome to contact our financial consultant to learn more about the details of the PRULife HeadStart Saver Series.

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PRULife HeadStart Saver Series - Child Education Insurance

Offer 2 plans that share the same features and benefits but give out guaranteed cash coupons in different payout options. Simply pay your premiums for 5 or 10 years so you can fund your child’s higher education or help them realise their dreams

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Benefits you can count on

Solid financial foundation within a decade

For just 5 or 10 years of premiums, you can build significant funds for your child’s future
Guaranteed cash coupons for education

Pay a one-off payout on the 20th policy anniversary, or 4 consecutive annual payouts when your child turns 18
Boost long-term savings for your child’s life milestones

Enjoy potential returns through a guaranteed cash value and a non-guaranteed terminal dividend to help your child realise their dreams
Parental premium waiver for continuous protection

If you or your spouse passes away before the premium term ends, we’ll waive your future basic premiums due
3 different death benefit settlement options to safeguard your family

Choose how you would like us to pay the death benefit - as a lump sum, in monthly instalments or a mix of both (please refer to the Death Benefit Settlement Option leaflet below for details)
Reward your child’s academic success

Earn up to HKD 20,000 for your child’s academic achievements in exams such as the HKDSE and IBDP, or their admission to any of the world’s top 10 universities

Guaranteed option to take out a new whole-life insurance plan

Guarantee your child can take out a new whole-life insurance plan with cash value at age 21, with no health information needed

Download documents

Product brochure

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Death Benefit Settlement Option leaflet

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Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure . For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

The plans in this PRULife HeadStart Saver Series are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out these plans as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plans are only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of these plans and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of these plans, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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