To ensure the enjoyment of quality life, most of us would choose a dream home in a sought-after area and fill it with superbly crafted stylish furniture, state-of-the-art appliances and valuable collections. Such dwellings can only truly be perfect when protected with comprehensive insurance cover. Prudential is proud to offer you and your loved ones a total peace of mind home protection, PRUchoice Home Deluxe.
This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.
Note: The details listed are for reference only and does not constitute any contract or any part thereof between Prudential General Insurance Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential General Insurance Hong Kong Limited will be happy to provide a specimen of the policy document upon your request.
Shield your cherished possessionsPRUchoice Home Deluxe protects your household contents and collections comprehensively from your refined interior design motifs, lifestyle furniture, cherished family collections such as jewellery and fine artworks to even designer handbags, furs and liquor. For discerning individuals like you, there is no more perfect fit insurance package that can provide such an all round coverage.
Protect your personal effects globallyPersonal effects that are carried with you in everyday life may still have the chance to be accidentally lost or damaged. PRUchoice Home Deluxe understands your needs and prepares a worldwide personal effects protection for you. Coverage shall extend to cover accidental damage to mobile phone, the replacement cost of personal documents, the accidental loss of or damage to the newly purchased property in transit.
Offer extra protection for your collections or personal effectsBeing collections or personal effects, they must be your treasure possessions. The limits in basic cover may not be able to provide a sufficient indemnity to these possessions. PRUchoice Home Deluxe hence offers you and your family members Collections Extra Cover and Personal Effects Extra Cover which allows you to increase the cover limit so as to obtain adequate protection.
Legal Liability ProtectionNo matter whether you are a property owner, a tenant, an occupier of the premises or a pet owner, PRUchoice Home Deluxe offers both you and your family members for the third party legal liability, including the legal cost, in respect of third party bodily injury or property damage arising out of negligence.
Home Assistance ServicesAccidents can happen at any time! For this reason, we offer you a worry-free 24/7 Assistance Hotline with handy referral services for locksmiths, plumbers, electricians, dentists, babysitters, nurses, professional cleaners and exterminators. We shall additionally offer an annual protection for the cost of locksmith, plumbing and electrical assistance services that we refer to you.
This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
901 – 1,300
1,301 - 1,800
1,801 - 2,500
2,501 – 3,500
3,501 – 4,500
Insured Premises with gross floor area 4,501 sq.ft. or above is subject to the Company's special underwriting consideration.
Prudential Corporation Asia
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