During your shopping journey, you may lose your credit card unexpectedly and suffer from monetary loss by fraudulent use. With PRUchoice Card Protection Plus Plan, you can rest assured. This plan offers a comprehensive protection to ensure you have hassle free shopping experience anytime anywhere!

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

Note: The details listed are for reference only and does not constitute any contract or any part thereof between Prudential General Insurance Hong Kong Limited and any other parties. Regarding other details and the terms and conditions of this insurance, please refer to the policy document. Prudential General Insurance Hong Kong Limited will be happy to provide a specimen of the policy document upon your request.

 

Features

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Advantages
  1. Lost Card Fraud Protection up to HK$1,000,000 in respect of any one year per policy after reporting loss.
  2. Additional Protection due to loss of credit card and Hong Kong identity card.
  3. 24 hours Emergency Travel Assistant Service including Cash Advance and Advance Hotel Bill Payment.
  4. In addition to the applicant, this plan can extend to cover maximum 4 family members*.
The 4 family members is restricted to immediate family members of the insured which only include the insured’s spouse and unmarried children aged 17 or below normally and permanently residing in the same place of residence with the insured in Hong Kong.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Premium

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Remarks

Major Exclusion
The following is a summary of the exclusions to PRUchoice Card Protection Plus Insurance. Please refer to your Policy for complete details. 

General Exclusions applicable to all Sections

  1. Any loss which is not reported to police within 24 hours of discovery of credit card loss.
  2. Loss due to unauthorized use of the credit card on internet, mail order, phone order or point of sales transactions.
  3. The lost card is not a credit card issued by credit card issuer in Hong Kong.
  4. Unreasonable care and attention or any deliberate act.
  5. Loss due to war and kindred risks, Government acts and nuclear hazard, civil commotion.

Applicable to Lost Card Fraud Protection and Additional Protection due to Lost Card Sections

  1. Loss not reported to the credit card issuer within 24 hours of discovery of card loss.
  2. Monetary loss due to unauthorized use of the credit card by your family members or employees.
  3. Monetary loss due to failure to observe the terms and conditions of credit card issuer.
  4. Monetary loss not reported to telecommunication service provider for loss of subscribed SIM card within 24 hours of discovery.
  5. Failure to provide original receipt of taxi fare.

For details, please refer to the Policy contract.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Important Notes to Applicant
  1. Disclosure - The applicant is requested to disclose any other facts known to the applicant which are likely to affect acceptance or assessment of the insurance cover the applicant is applying for. Should the applicant have any doubts about what should be disclosed, please feel free to contact us or your financial consultant/broker. The applicant is recommended to keep a record (including copies of letters) of any additional information given for the applicant's future reference. Failure to disclose may mean that the Policy will not provide with the cover the applicant requires, or perhaps may invalidate the Policy altogether.
  2. A specimen copy of the Policy and a copy of your completed Application Form will be supplied on request.
  3. All benefits and exclusions are only briefly outlined in the brochure. For further details, please refer to the Policy.
  4. If applicant’s premium payment is made by credit card, the Policy will be renewed automatically.
  5. The application form must be signed by a person who has attained age 18 or above.
  6. The applicant of this Application Form will be the policyholder and insured person.
  7. This insurance covers the applicant and can extend to cover maximum 4 immediate family members of the insured which only include the insured’s spouse and unmarried children aged 17 or below, normally and permanently residing in the same place of residence with the insured in Hong Kong.

This product is underwritten by Prudential General Insurance Hong Kong Limited ("PGHK"). The copyrights of the contents of this webpage are owned by PGHK.

This document is for Hong Kong distribution only. It is not an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. PGHK does not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions.