Good health is an invaluable asset to all of us. If a misfortune such as an accident or a serious illness occurs so that longterm care is required, you and your family will be burdened both emotionally and financially. The Long Term Care Benefit is designed to provide the person covered by the policy (the “Life Assured”) with regular monthly benefit1 so as to lessen the financial burdenshould he/she be unable to take care of himself/herself by performing daily activities2, thus allowing the Life Assured tohave a carefree recovery.
Now, more than ever, critical illnesses are survivable, but we have little control over their financial impact if they strike again. PRUhealth critical illness extended care offers - with limited years of premium payment – in-depth protection against different disease conditions. Even if you claim for a major disease condition, it keeps on protecting you with cover for 2 more claims for cancer; also 2 further claims for a combination of heart attack or stroke. The plan also covers you for benign tumour removal.
PRUhealth critical illness multi-care prestige protects you with multi-claim critical illness and life cover – both in one plan. With protection against 126 disease conditions, you can make multiple claims and still be protected by the life cover. We will even care for you in your own home to aid recovery. We also safeguard your children with our dedicated children’s triple protection.
PRUhealth critical illness smartchoice protects you against the financial impact of 43 disease conditions, including 40 Major Disease Conditions and 3 Early Stage Major Disease Conditions. With limited years of premium payment, the plan pays a lump sum when you are diagnosed with any one of the diseases we cover – so you can focus on getting better.
PRUhealth critical illness term combines life protection and lump sum coverage against 40 major disease conditions. With highly affordable premiums, this plan is designed to meet your needs at different stages of life.
Medical costs should never be a barrier to getting the treatment you need when you are diagnosed with a serious illness. PRUhealth essential critical care covers all your eligible medical expenses for cancer, heart attack and stroke treatments. You can get up to HKD 18,000,000 of cover - for life - at an affordable premium.
PRUhealth lady care protects you against the financial impact of common female illnesses, including pre-cancerous conditions. If you are diagnosed with any of the female illnesses we cover, you will receive a lump sum you can use for any purpose. The plan also provides cover for the costs of various types of medical procedures.
When you need hospital care, PRUhealth medical plus is a medical insurance that offers you lifetime cover of HKD 30,000,000 (HKD 10,000,000 annually). With access to semi-private room treatment and with no limit on most eligible hospitalisation and surgical fees, you can concentrate on recovering faster without worrying about the costs.
We understand that you deserve quality healthcare service throughout your work life and retirement, and we know that you demand for a plan that will enhance your existing medical protection and save you from paying substantial hospital expenses. This is why we offer PRUhealth secure top-up plan, which supplements your existing group or individual medical plan(s) (“other medical plan(s)”) by reimbursing 90% of eligible medical expenses that are in excess of your existing coverage and provides you with guaranteed conversion and guaranteed whole life renewal.
More patients are surviving and recovering from cancer. To fight this tough battle, the last thing you need to worry is money. With PRUmyhealth cancer protector, we offer protection to reimburse all eligible expenses that might be required in a cancer treatment so that you can focus on getting well.
Tailored for our most prestigious customers aged 1 to 70 (age next birthday [ANB]), PRUmyhealth prestige medical plan offers comprehensive medical protection with lifetime global coverage of up to USD 6,250,000 / HKD 50,000,000. What’s more, you can top up your plan with the supplementary Outpatient, Maternity and Dental Benefits.
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