Start your child’s bright future today

A firm financial foundation gives your child a head start. To help fund your child’s higher education and provide long-term savings for their life milestones like helping start their own business, PRULife HeadStart Saver Series offers 2 plans – PRULife HeadStart Education Saver & PRULife HeadStart Dream Saver. Both share the same features and benefits, but have different payout options for the guaranteed cash coupon. Simply pay your premiums for 5 or 10 years and the plans in the series offer either: 

PRULife HeadStart Education Saver

4 guaranteed cash coupon payouts – one on each policy anniversary following your child’s 18th, 19th, 20th and 21st birthdays with PRULife HeadStart Education Saver.


or


PRULife HeadStart Dream Saver

1 single guaranteed cash coupon payout on the 20th policy anniversary with PRULife HeadStart Dream Saver.

And, with parental premium waiver benefit, your child stays protected should the worst happen to you or to your spouse. 

 

Plan highlights

A firm financial foundation from just 5/10 years of premiums
A firm financial foundation from just 5/10 years of premiums
Guaranteed cash coupon for your child’s education
Guaranteed cash coupon for your child’s education
Long-term savings for the milestones in your child’s life
Long-term savings for the milestones in your child’s life
Parental premium waiver benefit for continuous protection
Parental premium waiver benefit for continuous protection
Reward your child’s academic success
Reward your child’s academic success
Guaranteed option to take out a new whole-life insurance plan with cash value when your child reaches age 21, with no health information needed
Guaranteed option to take out a new whole-life insurance plan with cash value when your child reaches age 21, with no health information needed
Boost your long-term savings with a non-guaranteed terminal dividend
Boost your long-term savings with a non-guaranteed terminal dividend
A range of supplementary benefits
A range of supplementary benefits

Please also refer to our brochure on Shareholder-backed Participating Plans available at www.prudential.com.hk/shareholderpar for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund. 

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

The plans in this PRULife HeadStart Saver Series are underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document. 

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

Copied