Personal
Business
Prudential Health Solutions
Help when you need it most
When illness strikes, it brings a variety of emotions that can feel overwhelming, as well as an urgency that can make patients feel impatient. At Prudential, we hear you and respond with care. Our comprehensive plans offer more than coverage — they provide end-to-end support throughout your treatment journey. From medical solutions to family concerns, we address what matters most to you.
Limited offer
Applicable to selected health insurance plan(s) only, terms and conditions apply
Extensive medical protection covering Hong Kong, Macau, mainland China, and worldwide#. Choose the insurance product that best fits your needs.
Protection when you’re sick, savings when you’re well. Whole life cover from as little as 5 years’ premiums.
Provide no itemised benefit limit for key medical expenses up to HK$56,000,000 per life, tax deductible premiums and guaranteed renewal for life.
Experience medical freedom beyond boundaries. Travel between Hong Kong, Macau, mainland China or worldwide and enjoy borderless medical support and options. The Plan takes care of your needs throughout your healthcare journey, from prevention and diagnosis to treatment and recovery.
Best-in-market: Access to 14,000+ 2-Grade or above hospitals in mainland China*
PRUChoice Furkid Care offers comprehensive coverage with cat and canine insurance options, covering vet fees, surgery, hospital confinement and third-party liability. Quote now.
Medical Expenses
Emergency Pet Sitting Care
Third Party Legal Liability
Products, offers and value-added services are subject to applicable terms and conditions. For details, please refer to the relevant product brochures, promotional flyers, or terms or service.
# Coverage area varies depending on different plans and their plan levels.
* Source of information on 2-Grade and above hospitals: 2022 China Health Statistical Yearbook (中國衛生健康統計年鑑). We base our statements about this coverage being “best-in-market” on our understanding and interpretation of current market information, by comparing with similar medical insurance plans publicly offered to individual customers by major Hong Kong and Macau life insurance companies as of July 2025.
+ The above statement that this plan is 'first-in-market' refers to it being the first hospital cash plan offering whole life protection with growth opportunities for wealth. We base our statements on our understanding and interpretation of current market information regarding hospital cash protection basic plans that provide daily hospitalisation cash benefits, issued by major Hong Kong and Macau life insurance companies for individual customers, as at 28 May 2025.
▲ The Medical Expenses Direct Billing Service is only applicable to eligible medical insurance plans. It is an administrative arrangement in respect of covered medical expenses incurred and is provided by third-party service providers designated by Prudential. Prudential accepts no responsibility or liability for any acts or omissions of the services providers in providing the services. Terms and conditions apply.
^ PRUHealth Team only provides general information on health-related enquires and Medical Expenses Direct Billing Service, assistance with appointment booking for specialist consultations at Prudential network doctors, and support in arranging Medical Expenses Direct Billing Service. PRUHealth Team is only applicable to the life assured under the policy. PRUHealth Team provides general health information and does not constitute medical advice. If you feel unwell or have any health conditions, please seek advice from a qualified medical professional as soon as possible. Please refer to the terms and conditions for details.
We and our partners / insurance agents use cookies and other similar technologies to personalize, enhance your digital online experience and deliver targeted advertising. By continuing to browse this site, you give explicit consent for cookies to be used. Refer to our Privacy Policy for details. Security Alert: Beware of fraudulent websites, and bogus SMS, emails or calls. More details
Follow Prudential's WeChat Official Account
Use WeChat to scan the QR code or search "PrudentialHKLtd" in WeChat
By clicking ‘Accept’ button below, you will leave Prudential’s website and an external link will be opened in a new browser window. To return to Prudential’s website, you can click ‘Decline’ button below.
Website accessed through this hyperlink is a third-party website which is not owned or controlled by, or affiliated in any way with Prudential and Prudential is not responsible or liable for their content and / or your use of them.