Prudential Holistic Wealth Solutions

Products, offers and value-added services are subject to applicable terms and conditions. For details, please refer to the relevant product brochures, promotional flyers, or terms of service.

¹ The statement “Highest-in-market” refers to the total guaranteed cash coupon payout on the 18th policy anniversary. We base our statement on our understanding and interpretation of current market information, by comparing with other publicly available whole-life savings plans with cash payment issued by major Hong Kong and Macau life insurance companies for individual customers as at 24 December 2025. The above explanation is based on a 5-year payment term, a USD policy with a total premium of USD 50,000, and assumes no policy changes have been made.

² We base our statement about the feature of our plan being “first-in-market” on our understanding and interpretation of current market information, by comparing with other publicly available non-critical illness whole-life insurance plans issued by major Hong Kong and Macau life insurance companies for individual customers as at 24 December 2025.

³ The above projected total returns are not guaranteed, and is based on a 5-year payment term, a USD policy with a total premium of USD 50,000, held over 25 policy years, and assumes no policy changes have been made. Expected returns include the guaranteed cash value and non-guaranteed bonuses, and future non-guaranteed returns may be affected by various factors such as investment performance or future outlook.

⁴  “The most comprehensive solution” refers to the combination of the first-in-market FlexLegacy and Interim Owner Option product features. Our statement about the plan’s FlexLegacy being “new-to-market” refers specifically to its feature allowing the commencement of death benefit payments upon designated life events rather than solely upon a designated age. We base the statement on our understanding and interpretation of current market information regarding other publicly available savings and life insurance plans issued by major Hong Kong and Macau life insurance companies for individual customers, as at 30 November 2025. Our statement about the plan’s Interim Owner Option being “the most comprehensive solution” refers specifically to its feature allowing an interim owner temporarily manages the policy for the minor succeeding owner or designated owner if the policyholder passes away or becomes incapacitated, while also enabling succession at a specified date, specified age, or occurrence of designated life event. We base the statement on our understanding and interpretation of current market information regarding other publicly available savings and life insurance plans issued by major Hong Kong and Macau life insurance companies for individual customers as at 24 December 2025.