Limited offer

Enrol now and pay all your premiums upfront to enjoy a 10% p.a.# preferential interest rate, boosting your IRR to 4% p.a.

Terms and conditions apply

Limited Offer

Customers must select the premium prepayment option and pay the premiums and levies in a lump sum. 

Benefits you can count on

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    Guaranteed returns in just 5 years

    Pay just 2 years of premiums. At the end of your policy’s 5th year, you will receive a guaranteed maturity benefit of 116.16% of your total premiums paid. That’s equal to a return of 3.38% p.a.

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    Easy application – no health information needed

    You don’t need to give us any health information to take out this plan. Simply visit PRUeShop and follow the easy steps.

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    Financial protection in case the worst happens 

    If the life assured unfortunately passes away while the plan is in force, we will pay the beneficiary a lump-sum death benefit of at least 105% of the total premiums due and paid.

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During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.

PRUSave 5-Year Insurance is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure . For further details and the full terms and conditions of this plan, you can download a sample of the policy provisions from PRUeShop .

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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