PRUChoice Personal Accident Series

A comprehensive personal accident protection to fit your individual needs for facing unexpected expense when accident happens

Accident are unavoidable. Our PRUChoice Personal Accident Series safeguards you with 2 plans – PRUChoice Personal Accident and PRUChoice Personal Accident Plus+, offering you and your family a comprehensive protection.

Series Highlights

lump-sum payout
Worldwide personal accident protection with terrorist attack covered
stronger safety net
Accidental Medical Expenses covering your outpatient and inpatient, chiropractor, physiotherapy and occupational treatment expenses, as well as bone-setting, Chinese medication and acupuncture in Hong Kong
stronger safety net
Accidental Death and Permanent Disablement benefit payable in addition to any amount already paid as Temporary Disablement or Accidental Medical Expenses
double up protection
Double Indemnity benefit providing double Accidental Death and Permanent Disablement benefit for accidents occurred whilst traveling in a public carrier as a fare-paying passenger
extra benefit and services
Hospital Cash benefit provided for hospitalization from the accident
extra benefit and services
Popular sport activities such as bungee jumping, hot-air ballooning, scuba diving and skiing fully covered
extra benefit and services
Family discount available if you insure with your spouse and/or children

Plan Comparison


BenefitsPRUChoice
Personal Accident
PRUChoice
Personal Accident Plus+ - Adult Plan
PRUChoice
Personal Accident Plus+ - Junior*Plan
Accidental
Medical
Expenses
Benefit
     
Extra protection for cycling, hiking and marathon -   -
No Claim Benefits (NCB) / No Claim Premium NCB; Transfer of NCB No Claim Premium Refund every 3 years No Claim Premium Refund every 3 years
Family
discount
     
24 hours emergency assistance services      
Educational expenses - -  
Kidnapping Benefit - -  
"Extra Indemnity Benefit for Student"+ - -  

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