Total Disability Waiver of Premium Benefit

With a life insurance policy, you can be assured that your interests will be well taken care of should any misfortune happen. However, if you become disabled and can no longer afford premium payments, you may have to bear the possible loss of part or all of your insurance protection.

Total Disability Waiver of Premium Benefit is specially designed to ensure that your protection will not be affected even if you are unable to meet your premium payments.

Total Disability Waiver of Premium Benefit at a glance

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


Total Disability Waiver of Premium Benefit is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.