Please accept our gratitude for your continued support in the past years. As a token of appreciation, from 1 May to 31 October 2025, selected customers who successfully take out selected life insurance plan(s) can enjoy extra 4% premium refund of the first year annualised premium on top of any prevailing offer(s). 

Selected life insurance plans

Plan name

Policy currency

Plan type

LiveFree Protector

(applicable to policies of 5/10/20/30-year premium
terms only)

USD 

Basic plan 

PremierFlex Medical Plan

(including the optional supplementary benefit – Outpatient Care Benefit (if applicable))

USD/HKD 

Basic plan / Supplementary benefit 

Prudential Entrust Multi-Currency Plan

(applicable to policies of 5-year premium term only)

USD / HKD / RMB /
AUD / CAD / GBP

Basic plan 

PRUCancer 360

USD/HKD 

Basic plan

PRUHealth Baby Guardian Critical Illness Plan

USD/HKD

Basic plan

PRUHealth Guardian Critical Illness Plan

USD/HKD

Basic plan

Prudential VHIS Series
(VHIS certified plan)

PRUHealth CoreChoice Medical Plan1

PRUHealth VHIS EasyChoice Plan1

PRUHealth VHIS VIP Plan1

 

HKD

USD/HKD

USD/HKD

 

Basic plan / Supplementary benefit

Basic plan

Basic plan / Supplementary benefit

PRUHealth Critical Illness Extended Care III

USD/HKD

Basic plan

PRUHealth Critical Illness First Protect II

USD/HKD

Basic plan

PRUhealth essential critical care

USD/HKD

Basic plan / Supplementary benefit

PRUhealth medical plus

USD/HKD

Basic plan / Supplementary benefit

PRULife Protector II

USD/HKD

Basic Plan

PRUmyhealth prestige medical plan

USD/HKD

Basic plan / Supplementary benefit

PRURetirement Deferred Annuity Plan1

USD

Basic Plan

Juvenile PRUmed hospital care plan

USD/HKD

Supplementary benefit

PRUmed hospital care plan

USD/HKD

Supplementary benefit

PRUmed lifelong care plan

USD/HKD

Supplementary benefit

  1. The premium refund amount is not eligible for tax deduction in Hong Kong. For tax deduction details, please refer to the relevant product brochure(s).

Please refer to the relevant terms and conditions for more about the offer(s).

Click here to download the webpage print out version.