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Beware of Website Scam: Prudential wishes to draw the public's attention to a fraudulent website (www[.]prudeix[.]com). Prudential confirms that this website is not owned by us and we strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not click on any suspicious link that do not come from our official domain name, "www.prudential.com.hk".
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Security Alert: Beware of bogus SMS. Prudential will only send SMS to Hong Kong mobile number using a Registered SMS Sender ID that starts with "#Prudential". If you receive any suspicious SMS or links pretending to be from Prudential, please do not reply, click, or open any links in the SMS.
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Beware of Email Scam: Prudential wishes to draw the public's attention to a phishing email sent from a fraudulent email address (info@prudentiai-hk[.]site), which contains a link that redirects recipients to the fraudulent website (hxxps://prudential-hk[.]site/). This email asks recipients to click on "Confirm Refund" and provide personal information. Prudential confirms that this email was not sent by us and did not induce customers to provide personal information. We strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not respond to any suspicious emails or messages that do not come from our official domain name, "@prudential.com.hk".

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Limited offer

Enrol to enjoy up to a 50% premium refund

Terms and conditions apply

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limited offer

Benefits you can count on

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    Worldwide (except the USA) lifetime cover of HKD 70,000,000

    Cover eligible medical costs of your private room hospital treatment worldwide (except the USA) up to an annual limit of HKD 30,000,000 and a lifetime limit of HKD 70,000,000

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    Guaranteed lifetime renewal, accompanying your health journey

    Regardless of any change in your medical or claims history

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    Before illness – Prevention

    Wellness benefit, such as health screening tests for diseases in the eyes, cervix, breasts, prostate or bones, or vaccination protection against shingles, can help monitor your health

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    When you are ill – Diagnosis and Treatment

    Private room stays for hospital treatments and coverage for essential medical care are provided. We also offer Treatment Sure, which provides you with personalised medical advice from global experts

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    After treatment – Recovery

    Cover follow-up outpatient consultation, post-surgery home nursing and post-hospitalisation ancillary services, along with rehabilitation benefits for covered cancer, heart attack and stroke to aid in your recovery

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    Flexibility to choose what works for you

    Choose your annual deductible and tailor your Designated Supplementary Benefit for outpatient coverage to meet your individual needs

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    Cater to your changing protection needs over time

    Flexibility to reduce your existing annual deductible without medical underwriting once per lifetime at the policy anniversary which falls on, or immediately after, your 55th, 60th, or 65th birthday

Dedicated value-added services

Medical Green Channel – Get priority booking for outpatient and/or hospitalisation appointments at selected hospitals in Mainland China

Treatment Sure – Get back on the road to health with personalised medical advice from global experts

Medical Expenses Direct Billing Service for hospitalisation and day surgeries

SmartAppoint Service – Set up an instruction for a designated family member in advance to file and access claims on your behalf if you become mentally incapacitated

24-hour Worldwide Emergency Assistance Services

Note: Medical Expenses Direct Billing Service for hospitalisation, day surgeries and diagnostic imaging tests, Medical Green Channel, Treatment Sure and 24-hour Worldwide Emergency Assistance Services do not form part of the plan.

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Learn more

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

PRUmyhealth prestige medical plan and the Designated Supplementary Benefits are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. 

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application. 

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”. 

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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