Understanding Prudential Shareholder-backed Participating Plans (Macau)

Policyholders of the Shareholder-backed Participating Plans shall enjoy a fair share of the relevant experience of the Fund through the addition of non-guaranteed bonus. We aim to protect all policyholders’ respective rights and reasonable expectations by providing payments that are fair between different groups of policyholders. While the value of the Plan is mostly affected by the overall performance of the Fund, smoothing may be applied to produce a more stable return over the long-term.

Please refer to our brochure for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

Useful Links

• The Wisdom Behind Long-Term Bond Investments (Video / Flyer)

• Frequently asked question

• Glossary

• Regulatory disclosures