Welcome to contact our financial consultant to learn more about the details of Prime Horizon Insurance Plan.
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From 24 August 2026, some of our savings, life and critical illness insurance plans will change their names, while all their terms and conditions remain the same.
Learn more

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Beware of Email Scam: Prudential wishes to alert the public to fraudulent emails currently in circulation that falsely claims to be sent by Prudential. The email typically states that an “annual subscription fee recalculation has been completed” and urges recipients to choose a credit card within 24 hours to receive payment, warning that the amount will otherwise become invalid. The message prompts recipients to click on a link and provide credit card information.

The fraudulent emails have been observed using the following domains:

  • xxx@shared1.ccsend.[com]
  • xxx@shared2.ccsend.[com] 
  • xxx@jireltrade.co.[za]
  • xxx@proton.me

Prudential would like to clarify that we do not request customers to provide credit card details or other sensitive personal information via email or embedded links, nor do we impose time‑limited payment instructions in this manner.

Members of the public are strongly advised not to click on any links, not to provide any personal or financial information, and to delete the email immediately.

If you are uncertain whether a communication is genuinely from Prudential, please contact us through our official customer service channels listed on our website. 

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Limited offer

Enrol and choose to enjoy up to a 12% p.a. Guaranteed Prepayment Privilege on the prepaid premium when you prepay in a lump sum, or up to a 4% Premium Refund 

Terms and conditions apply

Learn more
Limited Offer

Benefits you can count on

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    Build wealth sooner with potential high returns

    Pay just 3 years of premiums and get to your savings goals sooner. Enjoy a guaranteed cash value plus the potential for quicker breakeven and earlier returns

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    Tailor an income stream 

    Get flexible access to your wealth by creating an income stream paid directly to you, a loved one or an organisation you choose

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    Take control of your gains

    Lock in your gains to safeguard them in uncertain markets, unlock them to capture growth potential or withdraw them at any time

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    Keep your legacy moving forward

    Life does not always go according to plan. You can name a backup policyholder, change who the plan covers and even arrange for your young child (aged under 18) to take ownership when they are ready, helping your policy continue supporting your family across generations

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    Put a backup plan in place

    Enjoy peace of mind in all circumstances. Appoint a family member to receive a lump sum or take over your policy if you become incapacitated due to a covered disease

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    Distribute your wealth flexibly 

    Create tailored legacy plans and income stream for each split policy, based on the needs of each family member

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    Safeguard your family your way

    Decide who receives your death benefit, and when and how they receive it, so your support can continue at the moments that matter most

Download documents

Learn more

Please also refer to our brochure on Shareholder-backed Participating Plan for more information (such as investment philosophy and bonus philosophy) on your Shareholder-backed Participating Plan and the operation of the Shareholder-backed Participating Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.​

Prime Horizon Insurance Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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