What is PRUChoice Motor?

What is PRUChoice Motor?

  • Comprehensive car insurance designed to protect both you and your vehicle while driving in Hong Kong
  • No Claim Discount remains unchanged for renewal if the total claim amount does not exceed HK$60,000 or 15% of your "Limit of Indemnity" (whichever is the lesser)
  • Provide 24-hour free towing service for car accident or mechanical breakdown

Benefits you can count on

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    Personal accident coverage

    We offer you or the Named Driver an additional benefit of HK$100,000 for the death due to a traffic accident

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    Claims recovery service

    We will pursue claims for you from the liable third party for traffic accidents

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    Windscreen cover protection

    No excess will be applied for such damage due to accident and repair cost less than HK$5,000 per claim.

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    ‘ 0%’  depreciation protection

    If you sustain a total loss of your new car in less than 1 year, a new car of exact model will be replaced to you

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PRUChoice Motor is underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”). 

This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. For further details, including the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. In the event of any inconsistency between Chinese and English versions of all terms and conditions, the English version shall prevail.

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