In-depth medical cost cover for cancer, heart attack and stroke

Medical costs should never be a barrier to getting the treatment you need when you are diagnosed with a serious illness. PRUhealth essential critical care covers all your eligible medical expenses for cancer, heart attack and stroke treatments. You can get up to HKD 18,000,000 of cover - for life - at an affordable premium.

Plan highlights

PRUhealth essential critical care - covers all eligible treatment costs for cancer, heart attack and stroke; up to HKD3000000 for each disease the plan covers and HKD18000000 for life; covers from diagnosis to post-treatment monitoring before and after your hospital stay; 4 different cover levels; lifetime renewal guaranteed

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUhealth essential critical care is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.