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Beware of Website Scam: Prudential wishes to draw the public's attention to a fraudulent website (www[.]prudeix[.]com). Prudential confirms that this website is not owned by us and we strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not click on any suspicious link that do not come from our official domain name, "www.prudential.com.hk".
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Security Alert: Beware of bogus SMS. Prudential will only send SMS to Hong Kong mobile number using a Registered SMS Sender ID that starts with "#Prudential". If you receive any suspicious SMS or links pretending to be from Prudential, please do not reply, click, or open any links in the SMS.
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Beware of Email Scam: Prudential wishes to draw the public’s attention to a phishing email sent from a fraudulent email address (info@prudentiai-hk[.]site), which contains a link that redirects recipients to the fraudulent website (hxxps://prudential-hk[.]site/). This email asks recipients to click on "Confirm Refund" and provide personal information. Prudential confirms that this email was not sent by us and did not induce customers to provide personal information. We strongly advise the public not to click on the link or provide any personal information.

Prudential Hong Kong reminds everyone to remain vigilant at all times. Do not respond to any suspicious emails or messages that do not come from our official domain name, “@prudential.com.hk”.

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Limited offer

Enrol to enjoy a 50% premium refund

Terms and conditions apply

Learn more
limited offer

Benefits you can count on

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    Lifetime cover of HKD 60,000,000

    Cover eligible medical costs up to an annual limit of HKD 14,000,000 and a lifetime limit of HKD 60,000,000

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    Worldwide cover (except the USA)

    Cover eligible treatment costs of semi-private room hospitalisation in Mainland China, Hong Kong and Macau or private room hospitalisation anywhere else (except the USA)

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    Lifetime renewal, accompanying your health journey

    Regardless of any change in your medical or claims history

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    In-depth protection against cancer

    Cover non-surgical cancer treatments, genetic testing prior to targeted therapy and personalised cancer drugs

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    Wellness benefit to help monitor your health

    Cover eligible health screening tests or vaccination costs once within the designated policy year

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    Extra rehabilitation benefits to help your recovery

    Extra help for covered cancer, heart attack and stroke, including home facility enhancement and rehabilitation treatments

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    Family premium waiver for 12 months

    If you are diagnosed with cancer, we will waive the plan's premiums due in the next 12 months, as well as your family member's premiums for 12 months, if they are also covered by this plan for at least 1 year

Dedicated value-added services

Medical Green Channel – Get priority booking for outpatient and/or hospitalisation appointments at selected hospitals in Mainland China

Treatment Sure – Get back on the road to health with personalised medical advice from global experts

Medical Expenses Direct Billing Service for hospitalisation and day surgeries

SmartAppoint Service – Set up an instruction for a designated family member in advance to file and access claims on your behalf if you become mentally incapacitated

24-hour Worldwide Emergency Assistance Services

Note: Medical Expenses Direct Billing Service for hospitalisation, day surgeries and diagnostic imaging tests, Medical Green Channel, Treatment Sure and 24-hour Worldwide Emergency Assistance Services do not form part of the plan.

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During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

PRUhealth medical plus is underwritten by Prudential Hong Kong Limited or Prudential Hong Kong Limited (Macau Branch) (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details, including procedures for making claims and terminating policies and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application. Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong or Macau only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong or Macau. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong or Macau where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

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