Worldwide (except the USA) lifetime cover of HKD 70,000,000 Cover eligible medical costs of your private room hospital treatment worldwide (except the USA) up to an annual limit of HKD 30,000,000 and a lifetime limit of HKD 70,000,000
Guaranteed lifetime renewal, accompanying your health journey Regardless of any change in your medical or claims history
Before illness – Prevention Wellness benefit, such as health screening tests for diseases in the eyes, cervix, breasts, prostate or bones, or vaccination protection against shingles, can help monitor your health
When you are ill – Diagnosis and Treatment Private room stays for hospital treatments and coverage for essential medical care are provided. We also offer Treatment Sure, which provides you with personalised medical advice from global experts
After treatment – Recovery Cover follow-up outpatient consultation, post-surgery home nursing and post-hospitalisation ancillary services, along with rehabilitation benefits for covered cancer, heart attack and stroke to aid in your recovery
Flexibility to choose what works for you Choose your annual deductible and tailor your Designated Supplementary Benefit for outpatient coverage to meet your individual needs
Cater to your changing protection needs over time Flexibility to reduce your existing annual deductible without medical underwriting once per lifetime at the policy anniversary which falls on, or immediately after, your 55th, 60th, or 65th birthday
