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What is PRUChoice Travel Overseas Study?​

  • Comprehensive protection against unexpected accidents during your study overseas​

  • Tailor-made for student age of 6 to 70 for overseas study​

  • Up to HK$1,200,000 Medical Support  on optional benefit basis to suit your needs​

Benefits you can count on

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    Excess-free coverage

    Excess-free coverage tailor-made for student aged 6–70 for overseas study, our overseas student insurance ensures your study abroad experience is worry-free​

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    Study interruption protection​

    Compensate your tuition expenses in the event of study interruption due to covered events

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    Multi-faceted protection for your student life abroad

    Cover internship and part-time work during your overseas study

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    Popular sports and activities covered​

    Skiing, hot-air ballooning, scuba diving (not more than 45 metre depth), bungee-jumping, parachuting and more​

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    Market-unique^ Post-graduation coverage

    Renewable for 1 year after successful graduation, allowing you to enjoy continuous study abroad insurance coverage such as medical and accident protection, ensuring a worry-free overseas life​

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    Market-unique^ Cover debit cards​

    Reimburse the loss due to unauthorised use of lost credit card or debit card​

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    Personal Accident Protection​

    We cover accidental death, total permanent disablement, total permanent loss of limb / sight / speech and hearing, which are directly resulted from the accidents during your study, up to HK$1,200,000 per year.​

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    Others

    Kidnapping, terrorist attack coverage, compassionate visit and overseas residence protection are also covered. ​

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    Provide No Claim Discount (NCD)​

    You can enjoy up to 20% of No Claim Discount at renewal​

Learn more

PRUChoice Travel Overseas Study is underwritten by Prudential General Insurance Hong Kong Limited (“Prudential”).

This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. For further details, including the full terms and conditions of this plan, please ask Prudential for a sample of the policy document. In the event of any inconsistency between Chinese and English versions of all terms and conditions, the English version shall prevail.​

The features and premiums mentioned above are only applicable to new applications on or after 9 August 2024.​

^The statement regarding “Market-unique” is based on a comparison of overseas study protection plans among major insurance companies in Hong Kong as of June 2025.

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