
PRURetirement Deferred Annuity Plan
PRURetirement Deferred Annuity is an insurance plan certified by the Insurance Authority as a Qualifying Deferred Annuity Policy ("QDAP") Plan that can provide you with a monthly stream of annuity together with life cover, and enable you to enjoy tax relief for the qualifying premiums you pay for the plan.
Extra features
Sign and go – no need for health information
- You do not need to give us any health information to sign up for this plan
Tailor your plan with supplementary benefits
- By paying additional premiums, you can choose from a wide range of supplementary benefits
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Plan options
Premium payment period |
Accumulation period |
Annuity period |
Benefit term |
Issue age (ANB) |
Currency option |
Minimum annual premium |
5 years |
5 years |
20 years |
25 years |
46-70 |
USD |
USD 7,620 |
10 years |
30 years |
41-65 |
USD 7,440 |
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20 years |
40 years |
31-55 |
USD 6,580 |
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10 years |
20 years |
20 years |
40 years |
31-55 |
USD 5,160 |
|
30 years |
10 years |
40 years |
21-45 |
USD 4,610 |
Important information
Please also refer to our brochure on Shareholder-backed Participating Plans for more information (such as investment philosophy and bonus philosophy) on your Shareholderbacked Participating Plan and the operation of the Shareholderbacked Participating Fund.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
Notes
PRURetirement Deferred Annuity Plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.