PRUmyhealth prestige medical plan
Guaranteed lifetime protection throughout your health journey
Before illness – Prevention
When you are ill – Diagnosis and Treatment
After treatment – Recovery
Extra features
Guaranteed lifetime renewal
Regardless of any change in your medical or claims history
Flexibility to choose what works for you
You can choose your annual deductible and tailor your designated supplementary benefits, including Outpatient, Maternity, and Dental, to meet your individual needs.You have the option to reduce your existing annual deductible without medical underwriting once per lifetime at the policy anniversary which falls on, or immediately after, your 55th, 60th, or 65th birthday.We also provide the option for worldwide coverage, excluding the USA, if that better suits your needs
Value-added services to enhance your protection
Treatment Sure
This service offers you:
- Global expert’s second medical opinion
- Medical concierge service for overseas treatment
- Dedicated physician case managers who speak your language and guide you through your entire medical journey to recovery
Find out more about Treatment Sure service
Note: Treatment Sure service does not form part of the plan.
Treatment Sure service is provided by our designated third party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.
Breast Cancer Program from Prudential Plc and Bangkok Dusit Medical Services (BDMS)
This programme gives you breast cancer treatment and other related services, knowing exactly how much it will cost, in a standard private room at Bangkok Hospital.
We can also pay your eligible medical costs directly to the hospital with our Medical Expenses Direct Billing Service (see below).
Find out more about Breast Cancer Program from Prudential Plc and BDMS
Note: Breast Cancer Program from Prudential Plc and BDMS does not form part of the plan.
Breast Cancer Program from Prudential Plc and BDMS is provided by our designated third-party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.
Medical Expenses Direct Billing Service for hospitalisation and day surgeries
With our pre-authorisation, we’ll pay your eligible medical costs directly to private hospitals in Hong Kong and Macau and our designated network medical centres in Hong Kong.
You can also use the Medical Expenses Direct Billing Service in most private hospitals in major cities around the world (except the USA).
Find out more about Medical Expenses Direct Billing Service for hospitalisation and day surgeries
Note: Medical Expenses Direct Billing Service for hospitalisation and day surgeries does not form part of the plan.
Medical Expenses Direct Billing Service for hospitalisation and day surgeries is provided by our designated third- party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.
Medical Green Channel
This service offers you:
- Priority booking for outpatient and/or hospitalisation appointment at Medical Green Channel’s selected hospitals in Mainland China
- Dedicated case manager to follow up on your entire service journey
- Escort staff to assist you on the registration process for outpatient and/or hospitalisation service on your treatment day
Find out more about Medical Green Channel
Note: Medical Green Channel service does not form part of the plan.
Medical Green Channel service is provided by our designated third-party service provider. We maintain sole discretion to change the scope of the service (including the list of Medical Green Channel hospitals) and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.
24-hour Worldwide Emergency Assistance Services
This service offers you emergency evacuation and repatriation cover if you suffer from a serious injury or illness overseas.
Find out more about 24-hour Worldwide Emergency Assistance Services
Note: 24-hour Worldwide Emergency Assistance Services does not form part of the plan.
24-hour Worldwide Emergency Assistance Services is provided by our designated third- party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.
SmartAppoint Service
This service enables you to set up an instruction for a designated family member in advance to file and access claims on your behalf if you become mentally incapacitated, providing you with immediate financial relief, just when it matters the most.
Find out more about SmartAppoint Service
Note: SmartAppoint Service does not form part of the plan.
Learn more
Important Information
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
Notes
PRUmyhealth prestige medical plan and the Designated Supplementary Benefits are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
