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PRUmyhealth prestige medical plan
Medical | Health Insurance

PRUmyhealth prestige medical plan

By your side with comprehensive, prestige private healthcare from prevention through to diagnosis, treatment and recovery – covering you in extensive regions
Enrol to enjoy 50% premium refund
Terms and conditions apply
Learn more

Extra features

Extra features

Guaranteed lifetime renewal

Regardless of any change in your medical or claims history

Flexibility to choose what works for you

You can choose your annual deductible and tailor your Designated Supplementary Benefit for outpatient, to meet your individual needs. You have the option to reduce your existing annual deductible without medical underwriting once per lifetime at the policy anniversary which falls on, or immediately after, your 55th, 60th, or 65th birthday.

Value-added services to enhance your protection

Treatment Sure

This service offers you:

  • Global expert’s second medical opinion
  • Medical concierge service for overseas treatment
  • Dedicated physician case managers who speak your language and guide you through your entire medical journey to recovery

Find out more about Treatment Sure service

Note: Treatment Sure service does not form part of the plan.

Treatment Sure service is provided by our designated third party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

Breast Cancer Program from Prudential Plc and Bangkok Dusit Medical Services (BDMS)

This programme gives you breast cancer treatment and other related services, knowing exactly how much it will cost, in a standard private room at Bangkok Hospital.

We can also pay your eligible medical costs directly to the hospital with our Medical Expenses Direct Billing Service (see below).

Find out more about Breast Cancer Program from Prudential Plc and BDMS

Note: Breast Cancer Program from Prudential Plc and BDMS does not form part of the plan.

Breast Cancer Program from Prudential Plc and BDMS is provided by our designated third-party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

Medical Expenses Direct Billing Service for hospitalisation and day surgeries

With our pre-authorisation, we’ll pay your eligible medical costs directly to private hospitals in Hong Kong and Macau and our designated network medical centres in Hong Kong.

You can also use the Medical Expenses Direct Billing Service in most private hospitals in major cities around the world (except the USA).

Find out more about Medical Expenses Direct Billing Service for hospitalisation and day surgeries

Note: Medical Expenses Direct Billing Service for hospitalisation and day surgeries does not form part of the plan.

Medical Expenses Direct Billing Service for hospitalisation and day surgeries is provided by our designated third- party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

Medical Green Channel

This service offers you:

  • Priority booking for outpatient and/or hospitalisation appointment at Medical Green Channel’s selected hospitals in Mainland China
  • Dedicated case manager to follow up on your entire service journey
  • Escort staff to assist you on the registration process for outpatient and/or hospitalisation service on your treatment day

Find out more about Medical Green Channel

Note: Medical Green Channel service does not form part of the plan.

Medical Green Channel service is provided by our designated third-party service provider. We maintain sole discretion to change the scope of the service (including the list of Medical Green Channel hospitals) and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

24-hour Worldwide Emergency Assistance Services

This service offers you emergency evacuation and repatriation cover if you suffer from a serious injury or illness overseas.

Find out more about 24-hour Worldwide Emergency Assistance Services

Note: 24-hour Worldwide Emergency Assistance Services does not form part of the plan.

24-hour Worldwide Emergency Assistance Services is provided by our designated third- party service provider. We maintain sole discretion to change the scope of the service and the service provider from time to time without advance notice. We may also cease and/or suspend the service at our sole discretion.

SmartAppoint Service

This service enables you to set up an instruction for a designated family member in advance to file and access claims on your behalf if you become mentally incapacitated, providing you with immediate financial relief, just when it matters the most.

Find out more about SmartAppoint Service

Note: SmartAppoint Service does not form part of the plan.

Learn more

Important Information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRUmyhealth prestige medical plan and the Designated Supplementary Benefits are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this document. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application. 

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”. 

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.