Different needs at different life stages.
What’s yours?
Young professionals
Newly-wed
New Parents
School-age families
Empty nesters
Retirees
Young professionals
Young professionals
Starting your career with passion and excitement. Plan early to safeguard your successful future.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRUTerm Family Protector
allows you to flexibly safeguard your finances with substantial cover at affordable premiums. 
PRUHealth Critical Illness First Protect
is affordable, in-depth critical illness cover for people just starting out, with protection against 74 disease conditions.
PRULife Protector II
offers whole-life and accidental death cover to protect you. It also helps you save to support your goals at each stage of your life. 
PRUHealth Critical Illness Term II
provides highly affordable, substantial life and critical illness protection in one plan, covering 59 disease conditions. 
Newly-wed
Newly-wed
Congratulations! You need to plan as a couple now. Obtaining savings and health insurance is crucial to your success.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRUHealth FlexiChoice Medical Plan
is a certified VHIS Flexi Plan. It covers the eligible expenses of medical treatment and extra cover for serious illnesses. 
PRUhealth essential critical care
covers your eligible medical expenses for cancer, heart attack and stroke treatments at an affordable premium. 
PRUhealth critical illness protector
offers you whole of life cover against 75 early to late stage disease conditions, including cancer, heart disease or stroke. 
Evergreen Growth Saver Plus II
is a whole life insurance plan designed for long-term savings – for when you need money to support your financial goals. 
PRUaccident care
offers lump sum benefit payable upon death, dismemberment or major burns if an accident happens. 
New Parents
New Parents
As a parent, you would do everything to protect your children. Plan early for children's education and health protection.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRULife HeadStart Saver Series
helps fund your child’s higher education and provide long-term savings for their life milestones.
PRUhealth critical illness multi-care prestige
provides multi-claim critical illness and life protection, as well as dedicated children’s triple protection. 
PRUHealth Critical Illness Extended Care II
Covers 117 disease conditions, with lump-sum financial support for cancer every year, up to a total of 500% cover while it persists
PRUhealth medical plus
provides you access to semi-private room treatment with no limit on most eligible hospitalisation and surgical fees. 
PRUaccident care plus
offers lump sum benefit payable upon death, dismemberment or major burns if an accident happens, with disablement and medical expenses coverage. 
School-age families
School-age families
As your family grows, it's time to review your family plan to ensure sufficient funds and protections for unpreditables.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRULife HeadStart Saver Series
helps fund your child’s higher education and provide long-term savings for their life milestones.
PRUHealth Critical Illness Extended Care II
Covers 117 disease conditions, with lump-sum financial support for cancer every year, up to a total of 500% cover while it persists
PRUhealth medical plus
provides you access to semi-private room treatment with no limit on most eligible hospitalisation and surgical fees. 
Evergreen Growth Saver Plus II
is a whole life insurance plan designed for long-term savings – for when you need money to support your financial goals. 
Juvenile PRUaccident care
offers lump sum benefit payable upon death, dismemberment or major burns if an accident happens. 
Empty nesters
Empty nesters
Your children is their own masters now. Keep yourself worry-free by spending wisely and prepare ample protection while enjoying life.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRURetirement Deferred Annuity Plan
gives you 20 years of monthly annuity and offers financial protection in the event of death. 
Long Term Care Benefit
provide insured person with regular monthly benefit should he/she be unable to take care of himself/herself by performing daily activities. 
Retirees
Retirees
While enjoying your 2nd life now, don’t forget to manage your wealth and protection wisely for a hassle-free retirement.
VIEW RECOMMENDATIONS
VIEW RECOMMENDATIONS
PRUlife prestige wealth planner
provides premier whole life financial protection and potential to grow wealth, helping you to pass on your assets for future generations. 
PRUlife Coupon Saver
provides guaranteed regular and steady payments until you are aged 100 with flexible payout options to meet your financial needs. 

Not sure what you need? Get in touch

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Sat 9:00 - 15:00
 

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Promotions
PRULife HeadStart Saver Series Give your child a headstart
The plans allow you to turn 5 or 10 years of premiums into the foundation for your child’s financial future with a guaranteed cash coupon, a guaranteed cash value and a non-guaranteed Terminal Dividend.
PRUCare Accident Cover Series - Enrol and enjoy 50% premium discount
The 3 plans in our PRUCare Accident Cover Series – PRUCare Accident Essential Cover, PRUCare Accident Advanced Cover and PRUCare Accident Premier Cover – safeguards you with different levels of protection.
SmartAppoint Service - We do extra protection for you
A free advanced policy instruction to appoint a family member as Designated Person, who could file and access the claims payment when you become mentally incapacitated.
Enrol selected health insurance plan(s) and enjoy up to 1.5 months’ premium discount
You can enjoy up to 1.5 months’ premium discount if you successfully take out PRUHealth Critical Illness Extended Care II or selected health insurance plan(s) from 29 March to 27 April 2020.
Enrol VHIS Plans or selected health insurance plans and enjoy 25% premium discount
You can enjoy 25% premium discount if you successfully take out any of the selected certified plans under the Voluntary Health Insurance Scheme or selected health insurance plan(s) from 29 March to 27 April 2020.
Enrol PRURetirement Deferred Annuity Plan and enjoy up to 6% premium discount
Limited Offer – You can enjoy up to 6% premium discount if you successfully take out the plan from 29 March to 27 April 2020.
Enrol Evergreen Growth Saver Plus II and enjoy up to 6% premium discount
You can enjoy up to 6% premium discount if you successfully take out the plan from 29 March to 27 April 2020.
Enrol PRULife Protector II and enjoy up to 1.5 months’ premium discount
You can enjoy up to 1.5 months’ premium discount if you successfully take out the plan from 29 March to 27 April 2020.
Voluntary Health Insurance Scheme Website
VHIS information all in one. It introduces our products, explains how to use the cover, methods of applying for a new plan or migrating an existing medical plan, as well as how to claim tax deduction for your premium.
Find out how much tax you can save with your Qualifying Deferred Annuity Policy premiums
Instantly calculate how much tax you can save with our Tax Deduction Calculator – just fill in some simple information.
Why Prudential

170 years of heritage

Since 1848, Prudential has protected the interests of our customers

Number one agency force in Hong Kong with over

22,000 financial consultants

Insurance company of the year

Bloomberg BusinessWeek Financial Institution Awards for 5 consecutive years

In 2019,
Prudential processed around

110,000 claims

totalling around

HK$4.3 billion

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