Reimburse excess medical expenses
Reimburse 90% of eligible medical expenses that exceed the deductible or amount claimed from other plans.
Reimburse 90% of eligible medical expenses that exceed the deductible or amount claimed from other plans.
Covers eligible medical expenses incurred overseas as if they were incurred in Hong Kong.
Choose from various benefit levels and deductible amounts that match your other medical plan(s)
Regardless of any change in your medical or claims history
Guaranteed to convert this plan to another designated medical plan at ages 50, 55, 60 or 65 regardless of your health condition and claim history
Note: Medical Green Channel, Treatment Sure and 24-hour Worldwide Emergency Assistance Services do not form part of the plan.
During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.
PRUhealth secure top-up plan is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.
Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.
Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.
This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.
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