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Medical | Health Insurance

PRUhealth medical plus

We offer you a lifetime cover of HKD 30,000,000 (HKD 10,000,000 annually) for medical care

Treatment Sure

Value-added service


Treatment Sure is a professional, independent and personalised medical advisory service.

This service, provided by our designated service provider, offers you:


  • Global expert’s second medical opinion
  • Medical concierge service for overseas treatment
  • Dedicated physician case managers who speak your language and guide you through your entire medical journey to recovery


Find out more about Treatment Sure

Learn more

Plan options
  • Option 1: 100% coverage with no deductibles
  • Option 2: HKD 20,000 annual deductible
  • Option 3: HKD 50,000 annual deductible
  • Option 4: 90% coverage – you need to pay 10% of any eligible claim


An annual deductible is the amount you pay each year for your eligible medical expenses before PRUhealth medical plus begins to pay its share of your costs. Each year we automatically re-set your deductible.


Flexibility to tailor cover or deductibles

You can switch to a lower annual deductible or between plan options, 1 time in your life, on the anniversary of your policy when you reach 51, 56, 61 or 66 (age next birthday [ANB]) – with no need for a medical examination.

12-month premium waiver

If the life assured is diagnosed with cancer, we waive this plan’s premium payments for 12 months.

Extended coverage

As our valued customer, you’re also entitled to the following:

  • Dialysis
  • Pregnancy complications coverage
  • Hospice care
Important information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUhealth medical plus is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”. 

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.