Comprehensive coverage for medical treatment costs

You work hard for your future. Financial security is important to you – and so is your health. PRUmed lifelong care plan, a comprehensive medical plan that offers the most attractive range of in-patient and out-patient surgery benefits, together with guaranteed whole life renewability1. PRUmed lifelong care planprovides essential financial protection against the costs of medical treatment, so you need not bother about high medical costs or limited health services provided by public hospitals. Instead, you have the peace of mind to focus on your speedy recovery.

Plan highlights

PRUmed lifelong care plan - A total solution for lifelong medical protection
A total solution for lifelong medical protection
PRUmed lifelong care plan - comprehensive coverage to reimburse you for medically necessary expenses
Comprehensive coverage to reimburse you for medically necessary expenses
PRUmed lifelong care plan - provide extra coverage for total peace of mind
Extra coverage for total peace of mind

1 Premium rates are yearly adjustable based on the risk class (including but not limited to age, gender, room level and attachment of PRUmed major cover) and attained age of the life assured at the time of policy application/renewal which are not guaranteed. We will determine the relevant premium rates based on several factors, such as our claims and persistency experience, medical price inflation, projected future medical costs and any applicable changes in benefit.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUmed lifelong care plan is underwritten by Prudential Hong Kong Limited (“Prudential”). This brochure is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.