Save for and protect your children’s future with one insurance plan

A firm financial foundation gives your child a headstart! PRUlife juvenile saver helps you fund your children’s higher education, and with life coverage, gives them comprehensive protection.

How it works

PRUlife juvenile saver is a whole life insurance plan featuring 2 elements: "PRUlife juvenile saver – Savings" and "PRUlife juvenile saver – Protection". PRUlife juvenile saver – Savings helps you save in our With-Profits Fund while both elements will protect your loved ones against the financial impact of mishap. The plan is specifically designed to help fund your child’s education when the time comes.  

You take out the plan for your child with you as the policyholder. The 1st step in taking out a new plan is to consider the level of protection necessary for your child. A range of premium terms and currencies are available to suit your financial needs.

PRUlife juvenile saver at a glance

PRUlife juvenile saver - long-term savings; flexible enough to meet financial needs; extra financial protection with death benefit; rewarding success with an achievement award; umemployment benefit; supplementary benefits for utmost peace of mind

Please also refer to our With-Profits Plan brochure available at for information (such as investment philosophy and bonus philosophy) on your With-Profits Plan and the operation of a With-Profits Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUlife juvenile saver is underwritten by Prudential Hong Kong Limited ("Prudential"). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to "Prudential Hong Kong Limited".

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.