Build savings and protect loved ones with one insurance plan

Savings and protection are essential elements of financial success. PRUlife saver is for those who want to build long-term wealth while protecting their family’s finances against mishap.

How it works

PRUlife saver is a whole life insurance plan featuring two elements: “PRUlife saver – Savings” and “PRUlife saver – Protection”. PRUlife saver – Savings helps you save in our With-Profits Fund while both elements will protect your loved ones against the financial impact of mishap.  

The first step in taking out a new plan is to consider the level of protection necessary for your family. A range of premium terms and currencies are available to suit your financial needs.   

PRUlife saver at a glance

Please also refer to our With-Profits Plan brochure available at for information (such as investment philosophy and bonus philosophy) on your With-Profits Plan and the operation of a With-Profits Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUlife saver is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.