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Life Protection | Life Insurance

PRUTerm Family Protector

Flexibly safeguard your family’s finances with substantial cover at affordable premiums
Protect What Matters 360 - Enjoy 4 months’ premium refund on the whole protection solution
Terms and conditions apply
Learn more

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Tailor your own personal protection

You can tailor your plan with extra benefits, e.g. accident, disability, medical and critical illness cover.

4 renewable periods available

You can choose from: 1, 5, 10 and 20 years to fit your finances.

Any premium discount for a larger sum assured?

Yes, we offer a premium discount if your policy’s sum assured is HKD 2,000,000 / USD 250,000 or more.

The table below shows you the premium discount factor:

 

Sum assured

Premium discount factor

≥HKD 2,000,000

/ USD 250,000

10%

≥HKD 4,000,000

/ USD 500,000

20%

≥HKD 8,000,000

/ USD 1,000,000

25%

Important information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.

Notes

PRUTerm Family Protector is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.