HKD500 premium refund for new customer who submits an online appointment and successfully takes out a plan in Hong Kong

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PRUTerm Family Protector Prudential Life Insurance Plan
Life Protection | Life Insurance

PRUTerm Family Protector

Flexibly safeguard your family’s finances with substantial cover at affordable premiums

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Tailor your own personal protection

You can tailor your plan with extra benefits, e.g. accident, disability, medical and critical illness cover.

4 renewable periods available

You can choose from: 1, 5, 10 and 20 years to fit your finances.

Any premium discount for a larger sum assured?

Yes, we offer a premium discount if your policy’s sum assured is HKD 2,000,000 / USD 250,000 or more.

The table below shows you the premium discount factor:


Sum assured

Premium discount factor

≥HKD 2,000,000

/ USD 250,000


≥HKD 4,000,000

/ USD 500,000


≥HKD 8,000,000

/ USD 1,000,000


Important information

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUTerm Family Protector is underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out this plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, unless such plan is only available as a supplementary benefit which needs to be attached to a basic plan. This document does not contain the full terms and conditions of this plan and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in this brochure. For further details and the full terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.