HKD500 premium refund for new customer who submits an online appointment and successfully takes out a plan in Hong Kong

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The love that echoes on forever

What does love sound like to you?

Listen intently and you’ll hear — No matter how soft.

At Prudential we listen and understand every Hong Konger’s needs — so that you can put your love for your family into action, and achieve the worry-free life you deserve after retirement.

The love you treasure deserves to be heard. Step up today and pass on the love.

Learn more about PRURetirement Deferred Annuity Plan


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No matter what your dream retirement looks like, Prudential is here to listen.
Come discover more retirement possibilities with Vivian Chow.



For reference only and there is no guarantee as to the accuracy of the information. Prudential Hong Kong Limited expressly disclaims any liability resulting from any use or interpretation by others of the information above.

PRURetirement Deferred Annuity Plan

Secure your retirement annuity income now with just 5 or 10 years of premiums

Enrol to enjoy 20% or 30% premium refund!

Terms and conditions apply.

Learn more


PRURetirement Deferred Annuity Plan is a Qualifying Deferred Annuity Policy (“QDAP”) certified by the Insurance Authority. On top of giving you a stable annuity income in the form of 10 or 20 years of monthly annuity in the future, the plan helps you with tax relief now as you save for your retirement.

Compose your "Dream Retirement Symphony”

Looking forward to financial freedom in your golden years? Our easy-to-use retirement calculator is here to help. Just a few simple questions about your lifestyle, and you'll have a clear estimate of the passive income you'll need to retire in comfort. No complex math, just straightforward planning. Start designing your worry-free retirement life now!

Design now

Discover our latest research, enjoy curated privileges and explore plan solutions specifically tailored for your unique life stage:

Learn more

Important Information

Please also refer to our brochure on Shareholder-backed Participating Plans for more information including our investment and bonus philosophies and the operation of the Shareholder-backed Participating Fund.

Any general tax information provided above is for reference only. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. We do not take any responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to VHIS may be found at

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRURetirement Deferred Annuity Plan, PRUHealth VHIS VIP Plan, Evergreen Wealth Income Plus and PRUhealth medical plus are underwritten by Prudential Hong Kong Limited (“Prudential”). You can always choose to take out the relevant plan as a standalone plan without enrolling with other type(s) of insurance product at the same time, with the exception of the PRUHealth VHIS VIP Plan or PRUhealth medical plus which needs to be attached to a basic plan (if it is taken out as a supplementary benefit). The information on this page does not contain the full terms and conditions of these plans and is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and the key exclusions (if any) contained in the relevant brochures. For further details and the full terms and conditions of the relevant plans, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and / or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

The relevant documents are for distribution in Hong Kong only. They are not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.

The content contained in this page applies to Hong Kong only.