Enjoy extra flexibility to add protection at different stages of life with 5% yearly cashback

PRUcash XPO is a different kind of endowment insurance. Unlike other ordinary insurance plans, you can get the cash out of your policy sooner. You will receive a Yearly CashBack equivalent to 5% of the sum assured annually (starting from the end of the 2nd policy year), and in the meantime, you can enjoy life and disability protections. What's more, in case you have stepped into a new stage in life following special events such as marriage or childbirth, you will have a privileged option to increase your protection and provide for the additional responsibility while enjoying a guaranteed insurability. Now with PRUcash XPO, you'll know that effective saving can be hassle-free!

PRUcash XPO at a glance

Please also refer to our brochure on With-Profits plans available at www.prudential.com.hk/withprofits for information (such as investment philosophy and bonus philosophy) on your With-Profits plan and the operation of a With-Profits Fund.

During the sales process, this document should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy document and read carefully.


PRUcash XPO is underwritten by Prudential Hong Kong Limited (“Prudential”). This document is for reference only. It does not represent a contract between Prudential and anyone else. You should read carefully the risk disclosures and key exclusions (if any) contained in the product brochure. For further details and the terms and conditions of this plan, please ask Prudential for a sample of the policy document.

Prudential has the right to accept or decline any application based on the information provided by the policyholder and/or life assured in the application.

Please cross your cheque and make it payable to “Prudential Hong Kong Limited”.

This document is for distribution in Hong Kong only. It is not an offer to sell or solicitation to buy or provide any insurance product outside Hong Kong. Prudential does not offer or sell any insurance product in any jurisdictions outside Hong Kong where such offering or sale of the insurance product is illegal under the laws of such jurisdictions.